Karma can be divided into four parts called Sanchita Karma, Prarabdha Karma, Kriyamana karma and Agama karma .
1. Sanchita karma "accumulated actions." The sum of all karmas of this life and past lives.
2. Prarabdha karma "Actions begun; set in motion."
That portion of sanchita karma that is bearing fruit and shaping the events and conditions of the current life, including the nature of one's bodies, personal tendencies and associations.
3. Kriyamana karma "Being made."
The karma being created and added to sanchita in this life by one's thoughts, words and actions, or in the inner worlds between lives. What we are currently creating through our choices right now. It is our creativity that is unfolding, it is our "free will".
4. Agama karma "coming,arriving," and vartamana, "living, set in motion."
Is the actions that we are planning for the future. Actions that will or will not be achieved depending on the choices (free will) that
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